Condensed version of step by step configuration of User Permissions on windows to lock down User Access via SFTP.
Some FSTAB Entries for Your Reference
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http://cygwin.com/cygwin-ug-net/using.html#mount-table
# FSTAB file for your reference
C:/cygwin64 / ntfs override,binary,noacl 0 0
C:/FTP_ROOT /home ntfs override,binary,noacl 0 0
C:/cygwin64/bin /usr/bin ntfs override,binary,noacl 0 0
C:/cygwin64/lib /usr/lib ntfs override,binary,noacl 0 0
C:/cygwin64/etc/terminfo /usr/share/terminfo ntfs override,binary,noacl 0 0
none /cygdrive cygdrive binary,posix=0,user,noacl 0 0