In this video Liz Thomas of the Insolvency Service explains the basics about bankruptcy - what it is, how to apply, how the process works and where to go for help and advice.
The video is intended for residents of England and Wales.
You should get free help and advice from a debt adviser to find out more. https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator
You can also learn more about all your options on GOV.UK. https://www.gov.uk/pay-off-debts